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$449,900
4 Beds 3 Baths S5144242 MLS
Check it Out! Welcome home to this beautifully maintained 4-bedroom, 3-bathroom home built in 2022, located in a gated golf course community and zoned for the sought-after Harmony neighborhood schools. This one-owner home sits on a premium lot with a fully fenced backyard that backs up to privacy—perfect for relaxing evenings, pets, or playtime. From the moment you arrive, you’ll notice the attention to detail, with paver driveway and porches, plantation shutters, crown molding throughout the 1st floor, gutters and a whole-house water system already in place. Inside, the open and functional layout includes a flex room and full bathroom on the main floor—ideal for guests, a home office, or even a playroom. The gourmet kitchen is a true highlight, featuring stainless steel appliances, quartz countertops, and plenty of space for cooking, hosting, and gathering. Upstairs, all bedrooms are conveniently located near the spacious laundry room, keeping chores simple and organized. Whether you're looking for comfort, style, or convenience, this home checks all the boxes. You’ll be just minutes from the beaches and less than an hour to Orlando’s theme parks and international airport—giving you the best of both Florida fun and everyday practicality. Don’t miss your chance to own a move-in-ready home in a great location with top-rated schools!

3204 Oxbow Ct, St Cloud (Harmony)

Listing courtesy of TIE TEAM REALTY LLC. 407-709-1846

$372,900
3 Beds 2 Baths O6379790 MLS
Under Construction. Under Construction Home, 3 bedrooms and 2 bathrooms with a water view. ** Receive Up to $10,000 FLEX Cash that can be used to buy down interest rate and or prepaids and closing costs assistance so this will save you thousands with prefered lenders. This home is perfect for entertaining with its open floor plan. The upgraded kitchen features granite thru out the large island and counter tops. This kitchen has beautiful Whirlpool stainless steel appliances. You'll also love the spacious laundry room. The bathrooms are spacious and elegant with beautiful granite. Rest easy knowing your new home comes with a 1-year builder warranty and a 10-year structural warranty. Located near Harmony Main where you can enjoy the great amenities such as 12.5 miles of Trails and pathways, go and play at the stunning golf course Harmony Golf Preserve and even become a member of the community garden program. Harmony Central provides an everyday escape from ordinary living, this location offers both convenience and leisure. This is the last Harmony Community with No CDD and a very low HOA that will feature a beautiful community pool with cabanas. *Photos of previous house since home is under construction.

7625 Bent Tree Loop, St Cloud (Harmony)

Listing courtesy of ADAMS HOMES REALTY, INC. 850-469-0977

$416,900
4 Beds 3 Baths O6378633 MLS
OWN MORE HOME FOR LESS! THIS BRAND-NEW 4-BEDROOM, 3 FULL-BATH HOME IS THE PERFECT BLEND OF STYLE AND PRACTICALITY, OFFERING MODERN FINISHES AND THOUGHTFUL UPGRADES THROUGHOUT. DESIGNED WITH COMFORT AND FUNCTIONALITY IN MIND, THE HOME FEATURES 10-FOOT CEILINGS THROUGHOUT, CREATING A BRIGHT AND OPEN ATMOSPHERE. THE THOUGHTFULLY PLANNED LAYOUT PROVIDES A SEAMLESS FLOW BETWEEN LIVING SPACES, IDEAL FOR BOTH EVERYDAY LIVING AND ENTERTAINING. THE SPACIOUS PRIMARY SUITE SERVES AS A PRIVATE RETREAT, HIGHLIGHTED BY VAULTED CEILINGS AND PEACEFUL CONSERVATION VIEWS THAT GIVE PRIVACY AND A TRANQUIL NATURAL BACKDROP. THE KITCHEN IS THE HEART OF THE HOME, FEATURING A CENTERED ISLAND PERFECT FOR PREPARING MEALS FOR BREAKFAST, LUNCH, DINNER, OR ANY SPECIAL OCCASION. A SEPARATE FORMAL DINING ROOM ADDS FLEXIBILITY AND CAN EASILY BE USED AS A HOME OFFICE OR FLEX SPACE. SECONDARY BEDROOMS ARE GENEROUSLY SIZED, PROVIDING COMFORT AND PRIVACY FOR FAMILY MEMBERS OR GUESTS. THE FOURTH BEDROOM INCLUDES A WALK-IN CLOSET AND A FULL BATHROOM, MAKING IT IDEAL FOR A MOTHER-IN-LAW SUITE, GUEST ROOM, OR PRIVATE OFFICE—ADDING VERSATILITY AND LONG-TERM VALUE. ADDITIONAL FEATURES INCLUDE A 1-YEAR BUILDER WARRANTY AND A 10-YEAR STRUCTURAL WARRANTY FOR ADDED PEACE OF MIND. LOCATED IN THE DESIRABLE HARMONY CENTRAL COMMUNITY, RESIDENTS ENJOY NO CDD FEES, A LOW HOA, AND A RELAXED FLORIDA LIFESTYLE. CLOSING COST INCENTIVES MAY BE AVAILABLE WITH THE PREFERRED LENDER, AND THE HOME CAN BE SECURED WITH AS LITTLE AS A $1,000 DEPOSIT. A UNIQUE COMBINATION OF NEW CONSTRUCTION, ATTRACTIVE FINANCING, AND SERENE SURROUNDINGS—OPPORTUNITIES LIKE THIS ARE LIMITED.

7544 Bent Tree Loop, St Cloud (Harmony)

Listing courtesy of ADAMS HOMES REALTY, INC.. 407-523-1030

$370,000
3 Beds 2 Baths S5142256 MLS
Up to $7,000 in buyer incentives available! Welcome to this immaculate, barely lived-in 2024 residence that truly feels and shows like brand new. Thoughtfully designed with elegance and functionality in mind, this stunning home features a highly desirable triple split floor plan, offering privacy and flexibility for today’s modern lifestyle. The home showcases ceramic tile flooring throughout the main living areas, complemented by like-new carpet in the bedrooms, creating a perfect balance of style, comfort, and practicality. The open-concept layout is filled with natural light and flows seamlessly into the kitchen and living spaces—ideal for both everyday living and entertaining. Step outside to enjoy a spacious, fully fenced backyard with a covered patio, perfect for relaxing, hosting gatherings, or enjoying Florida living year-round. Meticulously maintained and gently occupied, this property presents in pristine, move-in-ready condition. Located in a desirable community with low HOA fees and exceptional resort-style amenities, residents enjoy a resort-style pool, playground, kiddie splash pad, and a magnificent clubhouse featuring relaxing lounge areas throughout, a fully equipped kitchen, and a state-of-the-art fitness center. A rare opportunity to own a modern, nearly new home with refined finishes, a generous backyard, and an amenity-rich lifestyle in a thriving and sought-after area. ***Furnishings may convey***

7104 Cattle Egret Drive, St Cloud (Harmony)

Listing courtesy of LPT REALTY, LLC. 877-366-2213

$875,000
3 Beds 2 Baths G5105856 MLS
Virtually Staged. FINAL PRICE DROP! Seller ready to move on. Come steal this amazing home just in time for the summer! This home can be purchased with NO INCOME VERIFICATION needed! Discover an extraordinary 5-acre sanctuary at 7330 Crabgrass Road in Saint Cloud, where modern elegance meets rustic charm in untouched Florida nature. Built in 2024, this thoughtfully designed 1,789-square-foot home offers 3 bedrooms and 2 bathrooms, blending refined craftsmanship with a true state-park setting. With no HOA and Osceola County allowing a second home on the property, this estate provides rare flexibility for multi-generational living, guest quarters, or future expansion. A stunning manmade, spring-fed pond serves as both a breathtaking centerpiece and a personal swimming oasis, complete with a dual-setting waterfall that can be powered by a recirculating pump or well water. A commercial-grade well system with an underground figure-8 loop ensures powerful, consistent water pressure to every hose station placed every 150 feet across the property—even while supplying the home and waterfall simultaneously. Privacy has been masterfully curated through native landscaping that creates a serene, natural buffer while inviting daily visits from deer, cranes, hawks, Osceola turkeys, and more. Conservation land across the street and behind the property guarantees your tranquil views will remain forever protected. Outdoor living is elevated with two screened lanais—one in the front for magical sunrises and a spacious, oversized lanai in the rear for golden evenings. The specialized screening is intentionally subtle, allowing wildlife to wander close while homeowners enjoy unobstructed, immersive nature viewing. Inside, every detail tells a story. Solid wood interior doors, wood laminate flooring throughout with a lifetime warranty, custom beetle-kill pine furniture, molding, and accent walls—harvested directly from the land—bring a striking blue-toned warmth throughout the home. The living room is pre-wired with an active surround sound system, while a propane fireplace adds ambiance. The range and dryer are equipped for either propane or electric, with both connections already in place for ultimate convenience. The property also includes a pole barn with 100-amp electrical service and RV hookup, making it ideal for hobbyists, storage, or adventure-ready living. Perfectly positioned for those who crave rural tranquility without sacrificing accessibility, this estate is less than an hour from Disney World, 40 minutes to Orlando International Airport, Melbourne Beach and the Space Coast, and just 10 minutes from grocery stores, shopping, and everyday conveniences. Wake up to the sounds of nature, enjoy morning coffee on the sunrise lanai, and end your day with sunsets reflected across the pond. The property’s layout feels expansive yet intimate, with walking paths, mature native plants, and thoughtfully placed clearings that enhance both beauty and usability. The open-concept interior is bathed in natural light, seamlessly connecting living, dining, and kitchen spaces while maintaining a cozy, elevated feel. High-quality finishes throughout complement the organic beetle-kill pine elements, creating a design that is both contemporary and deeply connected to the land it sits upon. Opportunities like this—new construction, acreage, no HOA, protected conservation views, and a private swimming pond—are exceedingly rare in Central Florida.

7330 Crabgrass Road, St Cloud (Harmony)

Listing courtesy of SERHANT. helloflorida@serhant.com

$416,900
4 Beds 3 Baths O6373570 MLS
Take advantage of today's incentives and enjoy the benefits of new construction, lower maintenance costs, and the peace of mind that comes with a brand-new home by Adams Homes, located in the desirable Harmony Central community. This 4-bedroom, 3-bath residence offers an open-concept layout, modern finishes, and abundant natural light throughout. Buyers can take advantage of exceptional incentives, including all closing costs paid (guaranteed), a reduced price of $20k, and a $1,000 deposit to start building. St. Cloud mailing address with access to Harmony’s lifestyle amenities. A rare opportunity to secure quality new construction in one of Osceola County’s premier master-planned communities

7576 Bent Tree Loop, St Cloud (Harmony)

Listing courtesy of ADAMS HOMES REALTY, INC.. 407-523-1030

$407,900
3 Beds 2 Baths O6373548 MLS
Eligible for a 4.99% fixed interest rate through the builder's preferred lender. Estimated monthly payments starting from approximately $2,147.58/month for qualified FHA buyers, based on current pricing and financing assumptions. This beautiful new-construction home offers modern finishes, energy-efficient features, and builder incentives, which may include closing cost assistance. Discover exceptional value in this brand-new, move-in-ready, 3-bed, 2-bath home by Adams Homes, located in the highly desirable Harmony Central community. Recently, the price dropped by $20k. This thoughtfully designed residence features an open-concept layout, modern finishes, and abundant natural light throughout. Buyers can take advantage of unbeatable incentives, including paid closing costs. With a St. Cloud mailing address and access to Harmony’s peaceful surroundings and lifestyle amenities, this home offers the perfect blend of comfort, convenience, and affordability in one of Osceola County’s premier master-planned communities.

7560 Bent Tree Loop, St Cloud (Harmony)

Listing courtesy of ADAMS HOMES REALTY, INC.. 407-523-1030

$395,900
3 Beds 2 Baths O6372876 MLS
Own More Home for Less | PRICE DROP | Don't miss out on this great opportunity, Now offering 4.99% Financing with our approved Lenders and up to $15K Flex cash This brand-new 3-bedroom, 2 full-bath home offers the opportunity to secure with low monthly payments making homeownership both attainable and timely. Designed with comfort and functionality in mind, the home features 10-foot ceilings throughout, creating a bright and open atmosphere. Enjoy the extra privacy that nature brings you in your new home admiring the conservation area behind your property, The thoughtfully planned layout provides a seamless flow between living spaces, ideal for both everyday living and entertaining. The spacious primary suite serves as a private retreat, highlighted by vaulted ceilings and peaceful conservation views that give privacy and a tranquil natural backdrop. The kitchen is the heart of the home, featuring a centered island perfect for preparing meals for breakfast, lunch, dinner, or any special occasion. A separate formal dining room adds flexibility and can easily be used as a home office or flex space. Secondary and Third bedrooms are generously sized, providing comfort and privacy for family members or guests. Additional features include a 1-year builder warranty and a 10-year structural warranty for added peace of mind. Located in the desirable Harmony Central community, residents enjoy NO CDD fees, a low HOA, and a relaxed Florida lifestyle. Closing cost incentives may be available with the preferred lender, and the home can be secured with as little as a $1,000 deposit. A unique combination of new construction, attractive financing, and serene surroundings—opportunities like this are limited.

7528 Bent Tree Loop, St Cloud (Harmony)

Listing courtesy of ADAMS HOMES REALTY, INC.. 407-523-1030

$416,900
4 Beds 3 Baths O6366526 MLS
**TAKE ADVANTAGE OF EXCEPTIONAL BUYER INCENTIVES**, including a **$20,000 Price Drop**, **4.99 FHA financing** and **up to $15,000 in Flex Cash** when financing through the builder's preferred lender. Additional closing cost assistance may also be available for qualified buyers. **NO CDD** and a low HOA make this home an even greater value. Imagine coming home to a place where comfort, connection, and lasting memories come together effortlessly. Thoughtfully designed for today's lifestyle, this beautiful single-story home brings the perfect balance of open gathering spaces, private retreats, and everyday functionality. Featuring **4 bedrooms, 3 full bathrooms**, and a spacious open layout, this home provides an inviting atmosphere for both entertaining and comfortable daily living. The expansive living and dining areas flow seamlessly into a beautifully appointed kitchen featuring a large center island, granite countertops, a walk-in pantry, and Whirlpool stainless steel appliances. The owner's suite offers a peaceful retreat with dual vanities, a separate shower, and a spacious walk-in closet. One secondary bedroom serves as a private guest or mother-in-law suite complete with its own full bathroom and walk-in closet, making it ideal for multi-generational living or visiting guests. The additional bedrooms bring flexibility for a home office, fitness room, playroom, or other lifestyle needs. This home combines quality construction, functional design, and outstanding incentives in a desirable community, making it an exceptional opportunity for buyers seeking both comfort and value.

7520 Bent Tree Loop, St Cloud (Harmony)

Listing courtesy of ADAMS HOMES REALTY, INC.. 407-523-1030

$410,000
4 Beds 3 Baths O6352888 MLS
PRICE DROP 49K, 4.99 fixed interest rate promo, and up to 15k FLEX CASH with a payment as low as $2,176.00!!!! (P&I) !!!! Quick Move-In Opportunity with Rare Financing & NO CDD! This brand-new, quick move-in home delivers exceptional value, plus NO CDD fees—a rare opportunity that offers real savings and long-term peace of mind in today’s market. Now let the home tell its story. Welcome to the 2335 floor plan by Adams Homes, a spacious 4-bedroom, 2.5-bath two-story home thoughtfully designed for comfort, flexibility, and modern living. From the moment you step into the grand two-story foyer, you’ll feel the openness that makes this home ideal for both everyday life and entertaining. The open-concept main living area flows seamlessly into a chef-inspired kitchen featuring a large center island, walk-in pantry, granite countertops, and Whirlpool stainless steel appliances—the perfect space for hosting gatherings or enjoying quiet family moments. Upstairs, the home truly shines with an oversized loft, offering endless possibilities—media room, game space, home office, or second living area. The owner’s suite is a private retreat with dual vanities, a soaking tub, separate shower, and a spacious walk-in closet. Three additional bedrooms provide room to grow, welcome guests, or create dedicated work and hobby spaces. A convenient upstairs laundry room adds ease to everyday routines. Bathrooms are finished with elegant granite countertops, and peace of mind comes standard with a 1-year builder warranty and a 10-year structural warranty. If you’ve been waiting for a home that combines immediate availability, flexible space, standout value, and long-term comfort—this is the opportunity that finally brings it all together.

St Cloud (Harmony)

Listing courtesy of ADAMS HOMES REALTY, INC.. 407-523-1030

$405,000
4 Beds 3 Baths O6351854 MLS
***PRICE REDUCTION and paid closing costs with preferred lender!!! Limited time opportunity to secure 4.99, approximate monthly payment of $2,132.32 P&I which includes a $381 monthly savings over current market rates!*** Welcome to the stunning 2-story 2202 floorplan by Adams Homes — featuring 4 spacious bedrooms, 2.5 baths, an open-concept layout, and a modern kitchen with a large island and ample storage. Upstairs you’ll find a private owner’s suite with en-suite bath and walk-in closet, plus 3 versatile guest bedrooms. Enjoy outdoor living with our beautiful, covered lanai. Located in Harmony Central, the final phase of a beautiful master-planned golf community with top-rated schools, a community pool & cabana, and scenic green spaces. Just minutes from Lake Nona, the FL Turnpike, and charming downtown St. Cloud.

4026 Sagefield Drive, St Cloud (Harmony)

Listing courtesy of ADAMS HOMES REALTY, INC. 850-469-0977

$426,900
4 Beds 3 Baths O6351853 MLS
Take advantage of a limited-time 4.99 FHA fixed interest rate promotion, paid closing costs- saving you thousands, plus a $20,000 price reduction on this beautiful new construction home in Harmony Central with a monthly payment of $2247.62 (P&I). Must use preferred lender and close within 30 days. Discover your dream home featuring 4 bedrooms, 2.5 bathrooms, and a spacious loft designed for comfortable living and entertaining. The open-concept floor plan showcases an upgraded kitchen with granite countertops, a large center island, staggered 36” cabinets with crown molding, and Whirlpool stainless steel appliances. Additional highlights include a spacious laundry room, walk-in closets in 3 of the 4 bedrooms, and a covered lanai perfect for enjoying Florida living. Enjoy peace of mind with a 1-year builder warranty and a 10-year structural warranty. Harmony Central offers a beautiful community pool with cabanas, no CDD fees, and a very low HOA, all while being conveniently located near shopping, dining, and top-rated schools. Secure your new Adams Home with only a $1,000 deposit. Promotions and incentives are subject to change without notice.

4020 Sagefield Drive, St Cloud (Harmony)

Listing courtesy of ADAMS HOMES REALTY, INC.. 407-523-1030